Terms of service

Last updated: October 8, 2025

Welcome to IAM Resources Hub (“we”, “us”, or “our”).
These Terms of Service (“Terms”) govern your access to and use of our website www.iamresourceshub.com and any products or services we provide (collectively, the “Services”).
By accessing or using our website, you agree to be bound by these Terms.

1. Digital Products

All items sold on IAM Resources Hub are digital downloads.
Once your payment is processed and the download link is provided, the sale is final. You are granted a non-exclusive, non-transferable, personal license to use the purchased materials for your own professional or personal purposes.
You may not resell, redistribute, share, or sublicense our templates, guides, or other resources.

2. Intellectual Property

All content available on IAM Resources Hub—including templates, graphics, text, and other materials—is the intellectual property of IAM Resources Hub and is protected by copyright laws.
Unauthorized reproduction, distribution, or public sharing of any content is strictly prohibited.

3. Payments

All payments are processed securely through Shopify and/or authorized payment providers.
You agree to provide accurate and complete billing information. Prices may change at any time, but will not affect orders already completed.

4. Refund Policy

As our products are digital downloads, we do not offer refunds once a product has been accessed or downloaded, except in the limited cases described in our Refund Policy.

5. Limitation of Liability

IAM Resources Hub will not be held responsible for any damages, data loss, or business interruption resulting from the use or inability to use our digital products.
All materials are provided “as is,” without warranties of any kind.

6. Modifications to Terms

We reserve the right to modify or update these Terms at any time. Any changes will take effect immediately upon posting on this page.
Your continued use of the site after such changes constitutes your acceptance of the new Terms.

7. Governing Law

These Terms are governed by the laws of France. Any dispute will be subject to the exclusive jurisdiction of the French courts.

8. Contact Us

If you have any questions about these Terms of Service, please contact us at:
📩 contact@iamresourceshub.com